Insurance Auto Insurance & Registration

Where to Find Student Car Insurance

If you are a student and you're driving, you know you need an insurance policy for your vehicle.
The problem is that most student insurance policies are very expensive.
This wouldn't be so bad if mum and dad picked up your insurance payments! However, if you're one of the thousands of students who have to pay your own way, there are plenty of ways you can go about saving money for the best insurance policy you can find.
The first thing you need to decide is what you're looking for in an insurance policy.
Student Policies: When you are looking for a student insurance policy, you must know what to plug into the website in order to get a quote.
You need to know how much voluntary excess you can afford, how much injury, repairs or 'write off' value will be paid out should they occur, and you want to know about any extras the various policies may provide.
The best way to do this is to get online and do a comparison.
There are even websites that do comparisons for you.
But the only way you can be sure if the data is accurate is to go to the individual companies' sites and get a quote from each.
Make sure you enter the same information on each so that you can get the most accurate data.
Then, print out your quote from each company and compare your policies against each other.
The Danger of Being Money Motivated: Money is very sacred to students.
Of course everyone holds money in high regard, but it's especially so for students.
Most students are broke - it's a well-known and documented fact! So your first instinct is probably to look for the least expensive policy when comparing them against each other.
You cannot compare the policies like that, not if you want the best policy possible.
If you just look at how much the premium is, you might miss a great policy which offers more just because the premium is a little higher than some of the others.
Extras: Some student insurance policies offer extras such as courtesy cars and discounts for students; these should be added to the overall value of the insurance policy.
So when you're comparing your policies side-by-side, always take everything you can from the policies and put the data up against the others.
When you assign a value to each, instead of just looking at how much the policies are going to cost you, you'll end up with the best policy instead of just the cheapest.
If you keep these things in mind, you should be able to find student car insurance that doesn't cost more than your actual car.
The more homework you do, and the more information you can gather, the more accurate you'll be in your comparison.
That's how you can find the best student car insurance policy while you're in high education, and it's also how, as a student, you can save the most money while getting the insurance you desperately need to be able to drive legally on the roads.


Leave a reply