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8 Things to Know Before Becoming Unemployed.

8 things to know before becoming unemployed.
But when I get that call from your boss or human resources department, you know you will join the ranks of the unemployed.
See also: 5 jobs to do from home.
It is important to be aware of their rights and options in the event of job loss. - Photo: Getty Images
Your mind starts to shake and hit the reality of the situation. How will I get my next job? I receive severance pay? Who I can ask for referrals? Feel angry, hurt and even in shock. But the fact of leaving smart, polite and professional manner is essential. If you are fired keep these things:
1. Carefully review the severance agreement
There is no law that requires the employer to pay a compensation for dismissal but some companies have a formal policy. The purpose of the severance agreement generally prevent you initiate an action for unfair dismissal in the future.
Donna Bellman, author of Stand Up for Yourself without Getting Fired: Resolve Workplace Issues before You Quit, Get Axed, or Sue the Bastards, says you should not feel pressured to sign any document that immediately put you in front. Your former employer cannot make you sign anything.
"You no longer working there," says Bellman. "What will you do? Fire him again? Now you can say no to anything he wants."
The severance agreement may contain a non-compete clause that prevents you from working for the competition. This constitutes a major obstacle to getting a new job. Try to be clear about the restrictions agreed on payment of severance pay. Try not to give up vested benefits. The agreement should clearly state the status and amounts of its plan 401 (k).
The best you can do is tell the HR contact or your boss who wants to take time to evaluate any severance agreement. If you are over 40, your employer must grant at least 21 days to review the agreement, the company may or may not be exempted from a complaint of age discrimination, says Bellman. If you sign the waiver, that means you give up your right to sue your employer, so try to make sure that what they offer is in line with what you grant.
2. Get copies of everything you sign
Your employer may ask you to sign your final disciplinary document. According Bellman: "Ask for a copy and tell them you need to revise If not supplied a copy, take notes on the content (or take a picture with your camera before you remove it quickly.).
If signed, keep a copy. Maybe include the reason for the dismissal. This could be evidence in a possible legal action against your employer and you might need to apply for unemployment benefits and other welfare benefits. Also, if you sign, Bellman suggests doing "only as an acknowledgment," so that your former employer cannot say that you agreed to the terms of the document.

3. be careful not to sign a letter of resignation

Unless the company will offer a generous compensation for leaving office, never sign a resignation letter if actually fired. You may be giving up the unemployment benefits and the letter could be used against you if you claim has been dismissed for whistleblowing or discrimination or breach of your contract says Bellman.
While many people think it is better to tell prospective employers who quit to preserve their dignity, Bellman disagree. "If you went without obtaining another job, who do you think you're going to cheat?" Few people in this economy quit their jobs unless forced to do so or have already got another job.
4. Request unemployment benefits
In the event of termination or layoff, most states require a certain period of work to be eligible for unemployment benefits. If you become eligible for benefits, accept. To order contact the unemployment insurance agency in your state as soon as you let him fired or lost. Some states allow you to file a claim by telephone or internet. Generally, you must file the claim in the state where he worked.
Do not be shy. Collect unemployment benefits should not embarrass him. You are entitled to collect.

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