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Auto Insurance Help - Advice For Drivers Who Were Not at Fault in an Accident

Q: Can an insurance rate be raised on a driver who was not at fault in an accident? A: The insurance for a driver who is not at fault in an accident should not go up.
There may be some delay in the at fault determination if the circumstances are not black and white or if the other driver is fighting the fact they were found to be at fault.
If your insurance does go up and the determination has been made that you did not cause the accident you should call them and find out why your premiums increased.
Keep careful notes of who you talk to and what they tell you.
If you are unsatisfied with the answer you should immediately file a complaint.
In most states this is done through the division of insurance, but in some it is done through the attorney general's office.
It should only take you a couple of phone calls to find the answer.
Also, it is strongly recommended that you shop around to see if you can find a better deal on your auto insurance coverage.
There are many excellent deals out there right now by top providers, compare quotes to ensure that you have the best possible coverage at the lowest price.
While shopping around for the best rates may seem like common sense, there are many drivers who are simply too lazy to take the time to do some simple comparison shopping and end up overpaying as a result!


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