Insurance Travel Insurance

Use Sports Travel Insurance To Protect Your Team

You've got a competition to attend, or you've arranged a tour with your team, and you've got your planning all underway. Have you thought about the importance of sports travel insurance to keep your team safe and well protected? Obviously anything that puts your body under stress is going to increase your chance of accident, and the last thing you want is for one of your team to find themselves stranded and unwell, or injured with no cover to help them get back on track.

Of course you can all get individual cover, but this may not cover all the events and games you are planning. Some individual policies have exclusions that prevent you from being able to play or compete. If you take out coverage that is created expressly for your sport, then you'll all feel a little more secure with what you are doing.

It is also beneficial in terms of saving you money! Collectively you can use the fact you are buying together to receive a group discount on your policies. It's a little like group travel cover, but focussing instead on sports travel insurance.

If you are going to use it, it's a very good idea to make the cost of the cover part of the package you are giving your team. This way people don't opt out and give it a miss to save a few dollars, leaving you in an awkward position when they get hurt or become unwell. The last thing you want to do is to have some other members of your team or squad becoming divided over what should happen in that instance. It's just going to add a further distraction and prevent you all from playing at your best.

You might want to look at your options and work out what you need to cover and what is not so important. You can either decide this as a team, or one of you can make a unilateral decision for the rest of the squad. It's also a good idea to have the same insurer for everyone to simplify the process should more than one of you need to make a claim.

It's a good idea to organise this part of the trip yourself, if you're planning to connect with a larger tour. This way you're in control and know all the ins and outs of the cover, giving your squad more peace of mind about their sports travel insurance, allowing them to compete to the best of their ability.

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