Bankruptcy : Business & Finance

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Refinancing After Bankruptcy Proceedings

Refinancing After Bankruptcy Proceedings

Bankruptcy can really put you down financially. It may seem like you will never recover from the blow, but there are proven and tested ways of refinancing after bankruptcy. Many lending firms will be more than willing to offer you credit facilities so that you can get your life back on track.
Guidelines for Filing Bankruptcy in Texas

Guidelines for Filing Bankruptcy in Texas

Filing for bankruptcy in Texas is similar to filing bankruptcy in other states, since bankruptcy is a federal procedure. Texas has certain rules and regulations, however, that make knowledge of Texas bankruptcy law critical to the success of your bankruptcy petition. As in other states, failure to f
What Chapter 7 Bankruptcy Law Entails

What Chapter 7 Bankruptcy Law Entails

The old bankruptcy rules allowed people to choose the chapter that was best for them. In this case most people chose chapter 7 which was more convenient. This allowed people to file for failure to pay their dues before going through credit counseling. However under the new law, this may not be appli
Personal Debt Bankruptcy - Consider Other Debt Relief Options Prior to Filing Bankruptcy

Personal Debt Bankruptcy - Consider Other Debt Relief Options Prior to Filing Bankruptcy

If you are not earning but spending at a rapid rate, you bank balance will move towards a big zero. In other words, you will approach personal debt bankruptcy. We have been hearing a lot about the negative factors of recession.
Avoid Filing For Bankruptcy - Important Debt Relief Advice That Could Save You Money

Avoid Filing For Bankruptcy - Important Debt Relief Advice That Could Save You Money

If you are one of many people in debt due to the recession then you might have thought about different ways to clear it. There are a lot of ways to clear your debt, but the most common used are bankruptcy and debt settlement.
How Bankruptcy Courts Help In Dealing With Foreclosure

How Bankruptcy Courts Help In Dealing With Foreclosure

Bankruptcy courts can help immensely in dealing with foreclosure by issuing an automatic stay that becomes active the moment you file for bankruptcy.
Retaining a Bankruptcy Lawyer

Retaining a Bankruptcy Lawyer

Determining the right bankruptcy lawyer to handle a chapter 7 bankruptcy or chapter 13 bankruptcy lawyer can be a daunting task. Most people spend endless hours online researching bankruptcy and trying to learn all they can. Certainly there's nothing wrong with trying to understand how the bank
The Official Way to Get a W-2

The Official Way to Get a W-2

As the tax year ends at the end of December, employees often anticipate receiving W-2 forms that document annual earnings and tax withholdings during the preceding year. After you receive your W-2 form, you can then use the figures it contains to complete your income tax forms for filing. The Intern
Tackling Your Debt: Developing a Budget

Tackling Your Debt: Developing a Budget

Tools to use for developing a budget.
Fast-track Method to Get Out of Debt

Fast-track Method to Get Out of Debt

According to Bankrate.com, the average household debt in the United States is $14,500, as of 2011. If you are simply making the minimum payment on your credit cards, it can take years to pay off those debts. Spending $1,000 on a credit card takes an average of 22 years to pay off. If you have an exc
Average Salaries of Casino Dealers

Average Salaries of Casino Dealers

Casino dealers are a type of gaming worker who finds employment in legalized casinos operating table games like craps, blackjack and roulette. In addition to understanding the rules of the game, these dealers must also monitor guests for signs of cheating. The salary of a casino dealer will depend o
Personal Bankruptcy and Debt - What to Do When You're Down With All Kinds of Debts

Personal Bankruptcy and Debt - What to Do When You're Down With All Kinds of Debts

Problems need to be solved at the right time before they grow too big and dominate you. Credit card debt is one huge problem that is bugging most Credit card users. These users were under a false impression regarding the power of their Credit cards. They indulged in reckless spending and when it was
Advice On People Considering Filing Personal Bankruptcy

Advice On People Considering Filing Personal Bankruptcy

One of the most difficult financial decisions a person may have to make in their life is to decide to file for personal bankruptcy. With such a big decision, you should be sure to know ...
When Is the Best Time to Start Looking for a Bankruptcy Lawyer?

When Is the Best Time to Start Looking for a Bankruptcy Lawyer?

If you've been watching the financial news for any length of time, you know that bankruptcy is something that comes up quite frequently. In fact, it is rare not to go a day without hearing about somebody filing for this process. One question you may have is when exactly you should look for a ba
The Truth About Bankruptcy

The Truth About Bankruptcy

Many individuals are struggling with debt crisis and have thought about filing for bankruptcy.Mostly people suffer for years in debt when they could have obtained relief sooner if they just took the time to find out what bankruptcy was really all about.
Guide to Planning a Fundraiser to Pay for Hospital Bills

Guide to Planning a Fundraiser to Pay for Hospital Bills

No one plans to be sick. Unfortunately, until the much anticipated health care reform bill passes in Congress, millions of Americans will continue to face mounting medical bills. Now is the time to plan some innovative ways to reduce anticipated hospital bill debt with some fundraisers. Check out so
Bankruptcy and Debt Settlement - The Differences Between Bankruptcy and Debt Settlement

Bankruptcy and Debt Settlement - The Differences Between Bankruptcy and Debt Settlement

Bankruptcy and debt settlement are the two most popular debt relief methods of the time. Even though the both methods are presented to be popular there are apparent differences between them. Bankruptcy is not a recommended method when compared with debt settlement. Debt settlement has more merits th
3 Reasons You Should Go Ahead and File For Bankruptcy

3 Reasons You Should Go Ahead and File For Bankruptcy

Sometime there are times in life when you might have to think about filing bankruptcy. Don't make these mistakes and do what I did.
Can I File Bankruptcy After a Debtor Files a Lawsuit?

Can I File Bankruptcy After a Debtor Files a Lawsuit?

If a debtor has problems paying his bills, his creditors will probably begin to get more aggressive as they try to collect the money owed to them. When a creditor feels there is no other way to collect the money, it may resort to a lawsuit to make the debtor pay. As a result, many debtors end up see
Chapter 7 Vs. Chapter 13

Chapter 7 Vs. Chapter 13

Bankruptcy is the process by which individuals or organizations with unmanageable debt attempt to adjust or discharge their debts through court intervention. Before you file, you should seriously consider attempting to negotiate with creditors.