The financial services industry is host to a variety of different careers, including money management. A money manager oversees assets on behalf of clients for a fee. The type of investment management determines the level of risk taken and the kind of securities traded. This field can lead to lucra
A bank note is also known as a notes receivable. It is typically used as an extension paying another bill. It is often used to replace an accounts receivable a customer owes a business. A bank note is also called a promissory note. It is a promise to pay a specified amount by a certain date includin
Corporations finance themselves by either taking on debt or issuing shares to investors. All corporations are obligated to increase shareholder value over time. Treasury stock buybacks are designed to grow investor returns.
Whether for individuals or businesses, bank loans are the most popular source of financing. They offer both advantages and disadvantages that make bank loans the best or worst option depending on the borrower's situation. Understanding the positives and negatives surrounding bank loans help people m
Insurance underwriters write out the terms and calculate the premiums due to insure your property against theft and damage. Companies typically require a bachelor's degree and some insurance experience to be hired as an assistant underwriter, which is how most property insurance underwriters start t
You need more than a truck and muscle to run a successful furniture delivery company. Research, coupled with a well written business plan, pre-qualified business contacts, a sound financial outline and marketing, will get you headed in the right direction as you plan your delivery business.
In the United States, the banking industry exists in three main sectors: the central bank, commercial banks and investment banks. Each sector deals with its own aspect of finance, and each requires the services of highly skilled and experienced executives to make sound investment, lending and borrow
Although you might only use your bank to hold your paychecks, your financial institution likely engages in complex million-dollar deals behind the scenes in an effort to grow. Banks engage in many aggressive strategies to pursue expansion and growth of their operations. In most cases, banks achieve
The Department of Agriculture provides rural community members and agriculture producers low-rate loans for a variety of reasons. Regardless of whether it is a home or disaster loan, there are eligibility requirements.
Convincing your employees to purchase stock in their company may be easy or hard, depending upon the price and anticipated direction of the stock. But some employees will require more convincing than others. There are several ways to help you persuade your workers to invest in their futures with the
Merchant banking is the direct, negotiated investment of private money into privately or publicly held companies by financial institutions or professional investors. The investors make private placements of equity and, in return, receive private stock that is not registered with financial regulators
The best way to avoid creditor levies is to address the debt you owe before the creditor takes you to court. A creditor may not ever levy your bank account before obtaining a judgment from the court. If the creditor files a legal suit against you, you must be notified of the court date so you may ha
Any property purchased below market value in an area where housing prices are increasing or holding steady may be a good investment. However, there are other factors to consider before investing in real estate. The condition of the property, its ability to generate cash flow and your ultimate intent
A bail bonding company provides defendants with the funds to be released from jail until they are required to appear in court on a certain date. If the defendant fails to show up in court, a bail bondsman releases the funds to the court and an arrest warrant is issued. A bail bond company makes a p
Any business needs vital marketing strategies to gain new customers and be successful, and a tax preparation business is no different. As a tax accountant, a letter of notification, sometimes referred to as an engagement letter, is a much-needed tool. The letter notifies potential clients of your de
Tax advisors are experts in tax returns. These workers prepare and organize tax returns for individuals or small businesses. Although their job sounds similar to that of accountants, they do not have the same exact background or responsibilities. A tax advisor is also known as a tax preparer, accord
The brick-and-mortar bank is the bank you may use for banking. It is the bank where you go to deposit checks, withdraw money, transfer money, and it's also the bank you use to pay your bills by mail. Brick-and-mortar banks do not offer any online services. Today's world of banking is more efficient.
According to the Loan Syndication and Trading Association, a group that facilitates trading of bank debt, the number of bank debt trading grew 1,200 percent between 1990 and 1999. In a bank debt trade, the seller might be a bank seeking to get rid of a bad loan--known as original assignment, or it m
When an entrepreneur considers opening a business, she'll need enough research to ensure that her business makes a good fit for the community. She studies similar businesses in the area and evaluates the positive and negative aspects of those businesses. She considers ways to eliminate the negative
According to the FBI, consumers lose approximately $40 billion every year to securities and commodities fraud. Consumers may invest in illegitimate investment schemes because the companies promise them a guaranteed high return on their investment or perhaps the company representative appears trustwo