Disability Insurance : Insurance

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Permanent Partial Disability Benefits

Permanent Partial Disability Benefits

Permanent Partial Disability benefits are given when an injured work is rated with a permanent partial disabling injury. Employees need to know their rights under workers compensation laws.
How Long Can I Keep My SSDI Benefits Once I'm Approved?

How Long Can I Keep My SSDI Benefits Once I'm Approved?

You have finally succeeded in getting approved for Social Security disability insurance (SSDI) benefits. However, could they ever be taken away? It's certainly understandable to feel anxious about that, especially if it took a year or longer to get your money.
SSDI Application Denied? You Can Appeal and Win

SSDI Application Denied? You Can Appeal and Win

The appeals process begins with a review of your application by someone in SSA who was not part of the original decision. This reconsideration process includes assessing all the information included in the initial application, as well as any other information you may wish to add to strengthen your c
Critical Illness - A Helping Hand You Are In Need Of

Critical Illness - A Helping Hand You Are In Need Of

Critical illness insurance comes to great help for people who fall sick, and are unable to continue their daily work. It puts their financial burden off, and help them by paying them a lump sum amount.
Disability Income Insurance - Buying on a Budget

Disability Income Insurance - Buying on a Budget

Disability income insurance protects you, your family and your future. When insuring something as important as your income, your family and future, it is crucial to at least have some coverage rather than none.
Discover What Short Term Disability Coverage Is And How It Can Help You Part 2

Discover What Short Term Disability Coverage Is And How It Can Help You Part 2

Short term disability coverage can be really confusing. How do you qualify? How long does it last? Get those questions and others answered quickly.
Workers' Compensation Benefits

Workers' Compensation Benefits

What should be the first step during these hard times? Most of the time, the answer is workers' compensation benefits. Since many workers who are injured or pass away are also providers for the family, one of the first worries an individual or a family goes through is that of being unable to pa
Your Income Protection Insurance Occupation Category - What Does It Mean?

Your Income Protection Insurance Occupation Category - What Does It Mean?

Income protection insurance can be one of the most complicated (though admittedly, the most worthwhile and potentially valuable) types of insurance to take out. One of the many factors which play into your ultimate income protection insurance premium is the category your occupation fall into with a
Claiming Compensation for Work Accidents

Claiming Compensation for Work Accidents

Sometimes claiming compensation for accidents at work can be difficult to do. You may feel like you should not do it, but this article explains why you should.
How Do I Claim Workers Compensation?

How Do I Claim Workers Compensation?

If you are looking to make a workers compensation claim, you need to know how to file it. There is a lot that goes into filing a claim and you want to make sure that you do it right so that your claim doesn't get denied flat out or so that your claim doesn't drag out forever.It is really c
Protecting your largest financial asset: DI coverage

Protecting your largest financial asset: DI coverage

Your largest asset is not your house, your health, or your company pension. For almost everyone who is still working, your largest asset is your ability to produce an income. Thus, the most important type ...
Workers Compensation Claims: Knowledge Can Save You

Workers Compensation Claims: Knowledge Can Save You

Most of the time the biggest problem people face when filing workers compensation claims and receiving any benefits they may be entitled to is knowing and understanding the rules and regulations and following them to the letter of the law. Failure in complying with these rules on your part could eas
The Truth About Disability Retirement

The Truth About Disability Retirement

What do you do when you've injured yourself to the point where you cannot perform your job tasks? How will you support your family, especially during these times of economic distress? Sure, the economy is improving, but a full recovery will still take some time to happen.
Disability Insurance Explained

Disability Insurance Explained

The average person doesn't want to think about the possibility of being disabled but it's important to plan for the worst and prepare your finances in case the unthinkable happens. For this reason, it's important ...
Workers Compensation - Your Rights Protected

Workers Compensation - Your Rights Protected

Workers' Compensation is a protection for all employees who are injured or disabled while on the job. It forces the employer to compensate the injured worker by way of medical treatment and income lost while unable to work or on restricted duty.
Workers' Compensation Concerns For Public Entities

Workers' Compensation Concerns For Public Entities

Why should requirements under a short term lease be different from those in a long term lease?Is your state a ladder state, meaning liability goes up the ladder until someone can pay?Before you line out your Workers' Comp requirement, consider these points and an attractive alternative.
Discount Disability Income Programs For Association Members

Discount Disability Income Programs For Association Members

Disability Income insurance, specifically, is a type of coverage that many professionals already own or plan to purchase at some point in their career. It is the type of insurance that protects the one thing most people cannot live without - the ability to work and earn an income.
What Is an Independent Medical Examination for a Disability Insurance Claim?

What Is an Independent Medical Examination for a Disability Insurance Claim?

Independent Medical Examinations (IME) are used for evaluating disability insurance claims. This article will give a brief explanation of what IME is used for and it will tell you how to pick the right Disability Services company for your claims.
Disability Income For Sales Professionals

Disability Income For Sales Professionals

Any professional that depends on their income should consider purchasing Disability Income insurance. Depending on how you earn your income, there may be some benefits that are substantially more important for you than for others. Although there are many important benefits and optional riders availa
Social Security Disability May Become More Compassionate Toward Claimants

Social Security Disability May Become More Compassionate Toward Claimants

It is not uncommon for a person to wait many months or even years to get a final decision on their Social Security disability claim. Even when a claimant has a serious illness, the process is so convoluted that, up until now, there has never been an easy, cut-and-dry way for them to receive an appro