Life Insurance : Insurance

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Life Insurance Is Not a Death Sentence

Life Insurance Is Not a Death Sentence

Accepting the finality of death is often a tough thing to face and we all have to find some way to resolve our fears about it. Once we have put our minds to rest, we ...
Life Insurance Tax Law

Life Insurance Tax Law

Life insurance is a financial product used by many people to provide income for spouses in the event of a sudden or unexpected death. However, life insurance is also used in other ways: to provide a supplemental retirement income, to pay for funeral costs and to pay estate taxes. Before you purchase
The Average Salary of a Bioengineer

The Average Salary of a Bioengineer

Biomedical engineers or bioengineers design equipment and devices used to help diagnose and treat medical conditions. The U.S. Bureau of Labor Statistics (BLS) anticipates a 72 percent increase in the demand for professionals in the field from 2008 through 2018, making it the fastest-growing job in
Can I Sign a Quit Claim Deed to My Ex-Spouse After I File for Bankruptcy in Colorado?

Can I Sign a Quit Claim Deed to My Ex-Spouse After I File for Bankruptcy in Colorado?

Quitclaim deeds transfer ownership rights in a property but not mortgage debt obligations or liens on the property. Bankruptcy law in Colorado looks at and values a person's assets before declaring him bankrupt. If the equity owned in a property is not exempt, the property is sold to pay off the per
Can I Get Life Insurance at Age 83?

Can I Get Life Insurance at Age 83?

Buying life insurance is best when you're young, as rates are low. However, you might find that you need life insurance in your old age. At 83, you are nearing the end of your life, and your ability to obtain insurance is limited. However, you can still obtain a policy at this age.
Choosing a life insurance policy

Choosing a life insurance policy

Many people prefer not to think about life insurance, but for those that do, the minefield of options available across the market can be mind-boggling. Life Insurance used to be purchased through a financial adviser ...
What Is the Amount of Money You Can Make Before It Has to Be Reported to the IRS?

What Is the Amount of Money You Can Make Before It Has to Be Reported to the IRS?

Whether a United States citizen is required to file an income tax return normally depends on one of three factors: gross income, age and IRS filing status. The IRS publishes three tables to assist individuals in determining filing requirements. Consult a tax adviser with specific questions regarding
How Do Structured Settlements and Annuity Payments Work

How Do Structured Settlements and Annuity Payments Work

A structured settlement is a financial arrangement for those who have been injured. The beneficiary, in agreement with the insurance company, will receive periodic payouts. The benefit of these payments is the guarantee of an ...
Lost Life Insurance: How to Find Your Details

Lost Life Insurance: How to Find Your Details

What if you had thousands of dollars available to you, but you didn't realize it? Every year, thousands of people are cheated out of hundreds of millions of dollars for one simple reason - they ...
How to Obtain a Certificate of Eligibility

How to Obtain a Certificate of Eligibility

Certificates of eligibility are used by a certifying agency, usually a governmental agency, to verify that an individual or organization have met the eligibility requirements for a certain task or program. Certificates of eligibility are needed to perform tasks as widely varied as applying for a pre
The Average Salary of a Gunsmith

The Average Salary of a Gunsmith

Citizens in the United States own approximately 273 million firearms, according to GunSafe.org. The job of a gunsmith is to maintain and repair these firearms. Some gunsmiths work for firearm dealers and retail stores, while others are self employed. There are no standard requirements for individual
What Is the Best Type of Life Insurance?

What Is the Best Type of Life Insurance?

If you are shopping for life insurance, you essentially have a choice between a term or permanent policy. Term insurance is less-expensive "no frills" coverage, while permanent plans offer the opportunity to build cash over the years. How you feel about a number of key factors will determine which t
The Salary for a Production Control Manager

The Salary for a Production Control Manager

Production control managers, alternatively known as industrial production managers, are responsible for the planning, coordinating and direction of the industrial production process while adhering to quality and quantity standards. Approximately 147,250 production control managers were employed in 2
Life Insurance Terms & Meanings

Life Insurance Terms & Meanings

Life insurance protects your family from your debts after you die. Life policies are complex contracts with industry specific terms and meanings, which you may find confusing. Before you sign any application or accept any contract from the insurance company, you should understand what some of these
What Is Guaranteed Universal Life Insurance?

What Is Guaranteed Universal Life Insurance?

Guaranteed universal life insurance is a particular type of life insurance that offers a guarantee on the death benefit proceeds of the policy. A guaranteed universal life, called guaranteed UL, ensures that your death benefit will not terminate if there is insufficient cash value to support the dea
Can You Pay Health Care Premiums With HSA?

Can You Pay Health Care Premiums With HSA?

A health savings account (HSA) is a relatively new savings account for healthcare purposes that comes with special tax advantages. There are requirements, or qualifications, associated with the HSA that must be met to receive those tax benefits; however, this is a very flexible healthcare option, as
Benefits of Term Insurance

Benefits of Term Insurance

Term life insurance benefits include the freedom to look forward to fixed premiums over a period of time that you have enrolled for, where rising costs still do not threaten the value of the stakes ...
What Is the Purpose of Term Life Insurance?

What Is the Purpose of Term Life Insurance?

The subject of purchasing life insurance can be a delicate topic for many families. However, purchasing the right type of life insurance will provide you and your family with financial peace of mind in the event that you die unexpectedly. Term life insurance is a particularly affordable option.
Divorce and Life Insurance

Divorce and Life Insurance

Divorce has a great impact on your life. It is bad both emotionally and from a legal and financial point of view. If you and spouse have bought a life insurance together, the policy will ...