Life Insurance : Insurance

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Life Insurance Is Not a Death Sentence

Life Insurance Is Not a Death Sentence

Accepting the finality of death is often a tough thing to face and we all have to find some way to resolve our fears about it. Once we have put our minds to rest, we ...
Term Life Insurance For College Students And Exchange Students

Term Life Insurance For College Students And Exchange Students

New and exciting experiences abound in college, thanks to some privileges enjoyed by college students. Because most students were of legal age, the range of activities that they can participate in has just widened. This ...
Can You Legally Buy Life Insurance for an Ex-Spouse?

Can You Legally Buy Life Insurance for an Ex-Spouse?

The elements of a contract apply to life insurance, plus a few unique essentials. Legal contracts require a legal purpose, and insurance contracts do not anticipate a profit motive but instead, a mitigation of circumstances. That is, when a loss occurs, the insurance makes the claimant whole again.
How to Invest 20K

How to Invest 20K

There are as many different ways to invest $20K as there are investors. How you should invest your money depends on many different factors including, but not limited to, your age, income, years to retirement, investment experience, temperament, aversion to risk, need for liquidity and investment obj
Explain Modified Graded Whole Life Insurance

Explain Modified Graded Whole Life Insurance

Whole life insurance is the most basic type of permanent life insurance on the market. Whole life combines the death benefit found in all insurance contracts, with a savings component that is in actuality a cash reserve that builds up against the value of the death benefit. The cash reserve, called
How to Calculate Kilometers to Miles Per Gallon

How to Calculate Kilometers to Miles Per Gallon

With the high price of gasoline these days, it is very important to keep track of your car's fuel efficiency. Not only does it make good economic sense, a large change in fuel economy in a vehicle can signal problems that would otherwise go undetected until it causes major damage to your car's engin
Life Insurance Tax Law

Life Insurance Tax Law

Life insurance is a financial product used by many people to provide income for spouses in the event of a sudden or unexpected death. However, life insurance is also used in other ways: to provide a supplemental retirement income, to pay for funeral costs and to pay estate taxes. Before you purchase
What Type of Retirement Is Provided by an Insurance Company?

What Type of Retirement Is Provided by an Insurance Company?

Insurance companies provide annuities as retirement savings vehicles. Annuities come in countless shapes and sizes from most major insurance carriers, each with its own pros and cons. The basic purpose and features of an annuity remain the same regardless of the provider, but each carrier offers pro
Which Type of Life Insurance May Be Right for You?

Which Type of Life Insurance May Be Right for You?

Life insurance policies protect your family after you die. The policy provides money for the family so that they can have the money they need to pay off your final expenses or pay off their own bills and expenses when you're gone. But, what kind of life insurance should you choose?
Life Insurance Risk Factors

Life Insurance Risk Factors

Insurance is an important facet of finances that can help protect money and provide for families in when unexpected events occur. Life insurance pays money the beneficiaries of policyholders if they happen to pass away. The cost of life insurance is based the amount of coverage as well as a variety
How to Purchase Gravestones

How to Purchase Gravestones

Purchasing a gravestone can be a traumatic experience if attempted just after the passing of a loved one. The task can be made simple and less painful if the process is completed in advance. A competent gravestone professional can help you complete the task by working with you and your cemetery of c
Can I Sign a Quit Claim Deed to My Ex-Spouse After I File for Bankruptcy in Colorado?

Can I Sign a Quit Claim Deed to My Ex-Spouse After I File for Bankruptcy in Colorado?

Quitclaim deeds transfer ownership rights in a property but not mortgage debt obligations or liens on the property. Bankruptcy law in Colorado looks at and values a person's assets before declaring him bankrupt. If the equity owned in a property is not exempt, the property is sold to pay off the per
Can I Get Life Insurance at Age 83?

Can I Get Life Insurance at Age 83?

Buying life insurance is best when you're young, as rates are low. However, you might find that you need life insurance in your old age. At 83, you are nearing the end of your life, and your ability to obtain insurance is limited. However, you can still obtain a policy at this age.
Giving Young Adults The Green Light With Life Insurance Proceeds: Don't Do It!

Giving Young Adults The Green Light With Life Insurance Proceeds: Don't Do It!

One of my favorite episodes of the 1970s sitcom, Sanford and Son, is the episode where Fred and his cousin Grady conjure up the plan to marry their two children in order to cash in ...
What Is the Amount of Money You Can Make Before It Has to Be Reported to the IRS?

What Is the Amount of Money You Can Make Before It Has to Be Reported to the IRS?

Whether a United States citizen is required to file an income tax return normally depends on one of three factors: gross income, age and IRS filing status. The IRS publishes three tables to assist individuals in determining filing requirements. Consult a tax adviser with specific questions regarding
How Do Structured Settlements and Annuity Payments Work

How Do Structured Settlements and Annuity Payments Work

A structured settlement is a financial arrangement for those who have been injured. The beneficiary, in agreement with the insurance company, will receive periodic payouts. The benefit of these payments is the guarantee of an ...
Lost Life Insurance: How to Find Your Details

Lost Life Insurance: How to Find Your Details

What if you had thousands of dollars available to you, but you didn't realize it? Every year, thousands of people are cheated out of hundreds of millions of dollars for one simple reason - they ...
What Is the Best Type of Life Insurance?

What Is the Best Type of Life Insurance?

If you are shopping for life insurance, you essentially have a choice between a term or permanent policy. Term insurance is less-expensive "no frills" coverage, while permanent plans offer the opportunity to build cash over the years. How you feel about a number of key factors will determine which t
The Salary for a Production Control Manager

The Salary for a Production Control Manager

Production control managers, alternatively known as industrial production managers, are responsible for the planning, coordinating and direction of the industrial production process while adhering to quality and quantity standards. Approximately 147,250 production control managers were employed in 2
Benefits of Term Insurance

Benefits of Term Insurance

Term life insurance benefits include the freedom to look forward to fixed premiums over a period of time that you have enrolled for, where rising costs still do not threaten the value of the stakes ...