When renting an apartment, it is a common misconception that you as a tenant and your belongings are covered by the landlord's insurance. But in reality, these types of insurance usually cover only the home structure and the land that it stands on and not the items and people living in the unit

It definitely pays to shop around and compare homeowner's insurance prices before you buy. The price you pay for homeowner's insurance can vary by literally hundreds of dollars. So don't settle on the first company that you go to no matter how great they may seem.

The many frightening tragedies that can plague homeowners are often enough motivation to select an appropriate home insurance policy. There is a tremendous amount of liability associated with owning a home, but adequate coverage can help alleviate the potential stress.

Renters insurance cost is affected by a few factors. Some of these factors include the presence of safety measures, age of policyholder, credit score, and multiple policy purchases. To get the most out of your insurance, find out more about how you can reduce the payable amount but retain the same c

Ever wonder why there is so much emphasis placed on comparison shopping when it comes to Florida home insurance rates? The truth is that rates for are affected by a number of factors and can vary a great deal from one company to another. Since FL home insurance rates vary so widely, comparing them f

Homeowners insurance protects us from frequent wasteful cash outflow due to failure of electrical equipment. Normally equipments fail when you need them the most. The water heater is no exception to this rule. In the midst of a harsh winter, the water heater may conk off due to fluctuations in curre

Are you looking for affordable high risk homeowner's insurance?If so you can relax, because such insurance is available and it is easy for you to locate.

If you have a mortgage on your home then you are required to buy home insurance by your lender.But did you know that more than 93% of all homeowner's here in Alabama who own their homes outright still choose to purchase home insurance?Of course, no one wants to pay more for their insurance than

Your home owners insurance quote will be significantly lower if your home is built with the right material for your area. A brick home will attract lower rates in the East. If you compare a brick home to a frame home, you'll agree with me that the brick home will be more resistant to wind damag

At first this might seem like a way to make sure that you are really protected and to double your recovery of damages in the event of a property damage loss. It won't work. In your home owner insurance policy is a provision to prevent this double recovery and up hold the principle of indemnity.

Flood has become the number one natural disaster in the United States. Thousands of houses and living areas are damaged each year because of flooding. Nevertheless, paying for repairs can be extremely expensive.

There is no law in Iowa that requires a homeowner to purchase homeowner's insurance.If your home has a mortgage on it then your lender will require that you purchase homeowner's insurance, but even if your lender insists that you buy insurance keep in...

The importance of having adequate home or renters insurance is obvious. So, getting an attractive home insurance quote is a must when it comes to affordability.

Homes are valuable assets that deserve maximum possible protection. Sometimes, home owners buy properties to let the property for rent. A tenant approved by the property owner will occupy the property for specific terms as set by the landlord. If you are not living in your home, you have to buy land

As a person seeking insurance, it is important to use a calculator if you are unsure of your needed policy charge. Depending on your insurance need, the rates you get may vary and this highlights the need to work with trusted insurance agents and professionals. Below are ways of finding the best rat

Purchasing title insurance is an important step in becoming a property owner. Learn what terms you can expect to see and hear during this process and understand their meanings.

Are you financially protected with hurricane insurance? Do you have enough coverage in your policy to cover the damages caused by a hurricane?

Will your landlord give you $10,000 if your apartment burns down?Most of the time it is hard to get someone to help fix a broken sink, so probably not. If you are a renter, you can afford renters insurance that will cover what you have worked hard for.

One of the easiest ways to save money on all your insurance needs is to purchase it through the same insurance company. By combining your home and auto insurance with one provider you can not only save money but there are other benefits as well.

Congratulations on your purchase of a new condo! It is a significant purchase indeed and one that signals the arrival of a new, exciting stage in your life. For many new condo owners it is the end result of possibly years of hard work and frugal saving, culminating in this one glorious moment that c